Contractor Bonds for Construction & Trade

Get a Contractor Bond Quote in Minutes

Use the secure form below to receive a fast bond quote. In many cases, contractors can obtain approval and pricing within minutes.

What Are Contractor Bonds?

Contractor bonds are financial guarantees that help ensure contractors comply with licensing laws, contract terms, and project obligations. Unlike insurance, bonds protect the project owner or the public—not the contractor.

If a contractor fails to meet their obligations, a claim may be filed against the bond, and the surety may seek reimbursement from the contractor.

Why Contractors & Tradesmen Need Bonds

Many states, municipalities, and project owners require contractors to carry bonds before issuing licenses, permits, or contracts. Bonds help demonstrate financial responsibility and credibility.

• Required to obtain or renew contractor licenses

• Needed for permits and project approval

• Helps satisfy contract requirements

• Builds trust with project owners and regulators

• Supports compliance with state laws
  
  

Types of Contractor Bonds Available

Contractor License Bonds

Required by state licensing boards to protect consumers and ensure compliance with regulations.

Performance Bonds

Ensure the contractor completes the project according to contract terms.

Payment Bonds

Guarantee that subcontractors and suppliers are paid for work and materials.

Permit Bonds

Required by municipalities to guarantee compliance with local permit requirements.

Fast Bond Approval & Delivery

Contractors often need bonds quickly to move forward with licensing or projects. Our streamlined process helps deliver fast approvals and documentation.

• Quotes available in minutes

• Fast bond issuance upon approval

• Electronic bond delivery where available

• Support for renewals and changes

Contractor Bond Services Across the Western United States

Contractor Bond Services Across the Western United States

California • Nevada • Texas • Arizona • Oregon • Colorado • Washington and more!

Bond availability, requirements, and pricing vary by state and surety guidelines.

Need a Contractor Bond Fast?

Get started with a quick bond quote or speak with a licensed professional if you need help determining the right bond type.

Contractor Bonds FAQ

Are contractor bonds the same as insurance?

No. Bonds protect the project owner or public entity, while insurance protects the contractor. Bond claims typically require reimbursement by the contractor.

How fast can I get a contractor bond?

Many bonds can be quoted and issued within minutes, depending on bond type and underwriting requirements.

Do I need a bond to get a contractor license?

Most states require a contractor license bond as part of the licensing process.

What affects the cost of a contractor bond?

Pricing is influenced by bond type, amount, credit history, and state requirements.

Can I get a bond with bad credit?

Yes. Options may be available for contractors with challenged credit, though pricing may vary.

Bond services provided through licensed surety partners.
Insurance services provided by Bearstar Insurance Services.
Jesus Galvan is a licensed insurance broker in CA, NV, TX, AZ, OR, CO, and WA.
Bond availability, terms, and pricing vary by state and surety underwriting guidelines.
This content is for informational purposes only and does not constitute a bond approval or binder.